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GoCardless Processing Terms

Last updated: 19 March 2026

These terms apply when you enable GoCardless features inside Scrubix.

These terms supplement the main Terms and Conditions. GoCardless own legal terms and scheme rules also apply.

1. Merchant responsibility

You are responsible for accurate onboarding details, business verification, mandate communication and lawful payment collection through your connected GoCardless account.

2. GoCardless as payment processor

GoCardless processes direct debit mandates, payment collection and settlement under GoCardless terms and applicable payment scheme rules. Scrubix is not a bank and does not hold customer funds.

3. Fees and charges

GoCardless processing fees and any Scrubix platform/application fees may apply to collections, failed payments, refunds, indemnity claims or other payment actions.

Fee structures can change over time and are shown in-app and/or in GoCardless views where applicable.

4. Mandates, collections and retries

Mandate setup, payment timing, retries, failures and settlement timelines are subject to direct debit scheme rules and GoCardless processing stages.

You are responsible for clear customer communication before collection and for ensuring you have the right mandate authority.

5. Success+ and Protect+

Where enabled, Success+ and Protect+ are optional GoCardless product features. Availability depends on your GoCardless account, region and selected settings in Scrubix.

Scrubix may expose related settings, recovery status and verification modes, but final product availability and risk decisions remain controlled by GoCardless.

6. Refunds, disputes and indemnity claims

You are responsible for handling customer refund decisions, disputes and any direct debit indemnity claims in line with law, your own terms and GoCardless rules.

Fees may apply and may not be recoverable.

7. Data usage for payment and reconciliation

By enabling GoCardless, you authorise Scrubix to process payment metadata, mandate status, invite status, webhook status records and related payment references needed to provide direct debit workflows and reconciliation support.

8. Platform controls

Scrubix may restrict, suspend or disable GoCardless actions if required for security, compliance, fraud prevention, provider errors or operational risk controls.

9. Legal references

GoCardless legal terms: GoCardless legal centre

GoCardless support and product information: GoCardless support

GoCardless Processing Terms

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